Did you know that if you are too sick or if you are injured and cannot work, ALL RETIREMENT PLANNING STOPS? By law, neither the employer nor the employee can make contributions to the plan on your behalf. What is the effect of this?
It’s like becoming disabled TWICE! Disability will cause loss of your income now, but also later when you are at retirement age and your retirement is seriously diminished or completely non-existent. THERE IS A SOLUTION
Introducing the unique solution to this problem: Retirement Protection Plus (RPP) from The Guardian Life Insurance Company of America.
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA offers this program through our firm, INCOME RESOURCE GROUP.
The plan would pay should be disabled and unable to work an amount up to 100% of retirement plan contributions, INCLUDING employer matching into a trust established and controlled BY YOU!
RETIREMENT INCOME PROTECTION (RPP) is very flexible and can be provided by you for yourself or a class of employees created by the employer.
Get in touch with us today for more information. It’s completely free to explore, but missing out could be costly. info@incomeresourcegroup.com
Attention Business Owner…..a few things to consider that we often don’t like to discuss ….like a lot of things in our business life….the conversation can be uncomfortable. Let’s ask ourselves a few questions….. – What would happen to the business if a co-owner should become disabled or die? -Would you be concerned with continuing to […]
What is your greatest asset? Your home? Your automobile?……NO……your greatest asset is your ability to earn your paycheck…..but is that ability protected? You do protect your home and auto in case those are lost……Whether you are a Doctor…Lawyer….Business Owner….Healthcare Professional…..if you become sick or disabled your paycheck stops……but the rent…mortgage….salaries…..utilities…..school loan payments….business/practice overhead…..don’t stop….. How […]
Yes….Life insurance can be confusing…..and it’s not your fault!…Many advisors today only do insurance part time….(at INCOME RESOURCE GROUP we’ve been helping our clients make good life insurance choices for over 40 years)……I certainly wouldn’t take medical advice from a doctor who only practiced medicine part time…. So let’s see if we can provide some clarity…..Life insurance […]
Great questions……who needs to be concerned with long-term care? I don’t think it will happen to me….I told my kids to drive me into the woods and leave me there…. Believe me I’ve heard these……so I want to help uncover the mysteries here and at least give you some answers and things think about…. Why […]
Life moves fast. One year you might have a new car, a bigger house, or even a new family member. With so much happening, it's easy to overlook keeping your insurance policies up to date. But an annual insurance review can make a world of difference for your financial health and peace of mind. Here's […]
Health is one of the most valuable things we have. Whether you’re young and full of energy or enjoying your golden retirement years, taking care of your body and mind is essential. Eating the right food, staying active and getting regular check-ups all play a role in staying healthy. But the bitter truth is no […]
